What is a Personal Injury Accident?

If you or a loved one were recently injured in an accident, you’re probably curious about Tennessee’s personal injury claims process. Personal injury accidents include incidents like car accidents, dog bites, slip-and-fall accidents, motorcycle accidents, and more. 

Personal injury claims can be complex and challenging, especially if you’re already dealing with an injury, lost wages, and pain and suffering. But a skilled personal injury lawyer will take you through the process step by step and help you recover your peace of mind.

What is the Personal Injury Claims Process in Knoxville?

The personal injury claim process will look unique for each person and circumstance. However, there is a certain sequence of events that must unfold to follow legal rules and requirements. If you embark on a personal injury claim, your lawyer will help you navigate each stage of the process. 

Sending a Personal Injury Demand Letter

The personal injury claims process usually starts with a demand letter. Your personal injury attorney will help you with this critical first step so you start off on solid footing. 

Your demand letter will establish the following: 

  • A summary of your injuries
  • Your medical treatments and their costs
  • How much income, if any, you have lost due to your injury
  • Additional damages, such as pain and suffering
  • The reason the defendant is responsible for the accident and your injuries

Your demand letter goes to the responsible insurance company. If the insurance company denies your claim or makes a lowball offer, you and your lawyer might decide to proceed to the next step: filing a personal injury complaint. 

Filing a Personal Injury Complaint

Your complaint notifies the defendant and the court that you are filing a personal injury lawsuit. Your complaint will also clarify that you seek financial compensation for damages like medical bills, lost wages, pain and suffering, and more. 

Your personal injury complaint will include the following:

  • Whether you are filing against an insurance company, business, private citizen, etc.
  • Facts and evidence to support the claims you are making
  • A demand for judgment outlining how much you are seeking in financial compensation

After the complaint is filed, your personal injury lawyer will ensure it is served to the defendant. The complaint must be delivered in person, typically by a process server. Once they have received the complaint, the defendant has thirty days to respond. Defendants usually reply promptly because failure to reply results in an automatic judgment in your favor.

The Personal Injury Discovery Process

During the discovery stage of the process, both sides will prepare to support their side of the argument. You and your team, as well as the defendant and their team, will collect the following information:

  • Witness testimony
  • Police reports
  • Medical bills and records
  • Wage information
  • Insurance reports
  • Deposition, or questioning of all involved parties
  • Evidence, including all necessary investigation of the claim

The purpose of the discovery process is to paint a clear picture of everything that happened before, during, and after your accident. Evidence, testimonies, professional opinions from your doctor, and official police reports all help the court understand precisely what happened.

Personal Injury Claim Settlements

If you and the defendant reach an agreement before going to trial, that is called a pre-trial settlement. In a settlement, both parties decide to end the claims process because they have reached an agreement. Usually, the agreement involves you dropping the lawsuit in exchange for fair financial compensation for your damages. 

When you and the defendant agree on the settlement amount, everything is written up in a legally binding contract. Settling means you do not have to go to trial, which can save both parties a lot of time and energy. For this reason, a fair settlement is usually the goal.

Personal Injury Lawsuit Trials

The majority of personal injury claims do not make it to court. Ideally, you and the defendant can reach a fair agreement before that happens. However, your personal injury attorney is prepared to fight on your behalf if your case progresses to a lawsuit trial. 

How Can a Tennessee Personal Injury Attorney Help?

As you can see, a lot goes into the personal injury claims process. The entire thing can be overwhelming and taxing if you go it alone, but it doesn’t have to be. A thoughtful, trustworthy personal injury lawyer will help you from start the finish, making the claims process as efficient and painless as possible. 

A Knoxville personal injury attorney can help with the following:

  • Determining fault Proving fault is rarely black and white. It can be extremely confusing to anyone who doesn’t do it for a living. A Knoxville personal injury attorney specializes in getting to the bottom of fault in all kinds of accidents.
  • Assessing damages – We will meticulously explore all the different types of damages for which you could be entitled to compensation. This could include hospital bills, medical device costs, lost wages, future medical bills, and more. 
  • Acting as your advocate – Your personal injury case consultation is free. From that moment forward, Mandy Hancock Law will advocate for you every step of the way. We’ll help you understand your rights and work to get you the compensation you need to get your life back on track. 

At Mandy Hancock Law, we know how overwhelming a car crash is for the victim. Our personal injury lawyers are here to discuss your case so you can understand your rights and determine whether you have a case. ing capacity can take their toll. But a Knoxville personal injury lawyer can help ease the load by fighting on your behalf. We will expertly guide you through every step of the personal injury claims process, from start to finish. Let us handle the legal aspect of your crash so you can focus on restoring your quality of life. Call today for a free case review if you’ve been in a car accident!